8 Battery St APT 8BostonMA02109
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 8 Battery St APT 8, Boston, MA, 02109 in Boston is a conservative rental investment at $559,000. Rental yield 6.72%. A 1.25 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $154,441; $5,148/yr in principal paydown supplements. Total projected return: $187,053.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 4.2% |
| Monthly Cash Flow | $(663) | $1,850 |
City averages based on Boston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,132 |
| Total Monthly Debt Service | $3,301 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1900
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02109, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,532 (100%) |
| Owner Occupied HU | 742 (29.3%) |
| Renter Occupied HU | 1,417 (56.0%) |
| Vacant Housing Units | 373 (14.7%) |
| Median Home Value | $1,147,541 |
| Average Home Value | $1,303,895 |
Housing Distribution
Address Breakdown
Residential
2,407
Single Family
190
Multi-Family
2,217
Businesses
1,231
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1900
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02109, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,532 (100%) |
| Owner Occupied HU | 742 (29.3%) |
| Renter Occupied HU | 1,417 (56.0%) |
| Vacant Housing Units | 373 (14.7%) |
| Median Home Value | $1,147,541 |
| Average Home Value | $1,303,895 |
Housing Distribution
Address Breakdown
Residential
2,407
Single Family
190
Multi-Family
2,217
Businesses
1,231
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Antonia Monarski • Coldwell Banker Realty - Boston
Mls Name: MLS PIN
Mls ID: #73461799