7993 Highway 90BedrockCO81411
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Bedrock rental at 7993 Highway 90, Bedrock, CO, 81411 sits in the solid-income band: 9.49% gross yield, $941/mo rent, $238/mo net after the $535/mo debt service, DSCR 1.76. Entry price of $119,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $32,878 and $1,096/yr in principal reduction bring total cumulative return to $60,329.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $238 | $1,500 |
City averages based on Bedrock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $941 |
| Total Monthly Debt Service | $656 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
2.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81411, Bedrock, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 49 (100%) |
| Owner Occupied HU | 25 (51.0%) |
| Renter Occupied HU | 8 (16.3%) |
| Vacant Housing Units | 16 (32.7%) |
| Median Home Value | $225,000 |
| Average Home Value | $235,300 |
Housing Distribution
Address Breakdown
Residential
6
Single Family
6
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
2.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81411, Bedrock, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 49 (100%) |
| Owner Occupied HU | 25 (51.0%) |
| Renter Occupied HU | 8 (16.3%) |
| Vacant Housing Units | 16 (32.7%) |
| Median Home Value | $225,000 |
| Average Home Value | $235,300 |
Housing Distribution
Address Breakdown
Residential
6
Single Family
6
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: Arleen Boyd • Pine Cone Realty LLC
Mls Name: CREN
Mls Provider:
Mls ID: #818131
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.