7982 Larkspur CircleFrederickCO80530
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 7982 Larkspur Circle, Frederick, CO, 80530 in Frederick achieves a 1.72 ratio at $275,000: $2,131/mo rent versus $1,237/mo debt service. Rental yield 9.3%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.3% yield compounds alongside 5% annual appreciation projecting $75,977 in value. Total projected cumulative return: $88,959.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.0% |
| Monthly Cash Flow | $(287) | $250 |
City averages based on Frederick market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,131 |
| Total Monthly Debt Service | $2,308 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2014
1 sqft lot
$N/A/sqft
$815 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80530, Frederick, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,485 (100%) |
| Owner Occupied HU | 2,149 (86.5%) |
| Renter Occupied HU | 265 (10.7%) |
| Vacant Housing Units | 71 ( 2.9%) |
| Median Home Value | $556,495 |
| Average Home Value | $578,614 |
Housing Distribution
Address Breakdown
Residential
2,093
Single Family
2,093
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2014
1 sqft lot
$N/A/sqft
$815 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80530, Frederick, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,485 (100%) |
| Owner Occupied HU | 2,149 (86.5%) |
| Renter Occupied HU | 265 (10.7%) |
| Vacant Housing Units | 71 ( 2.9%) |
| Median Home Value | $556,495 |
| Average Home Value | $578,614 |
Housing Distribution
Address Breakdown
Residential
2,093
Single Family
2,093
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jami Bedsaul • RE/MAX Momentum
Mls Name: REcolorado
Mls Provider:
Mls ID: #4125123
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