798 Blue Canyon RdEmigrant GapCA95715
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 798 Blue Canyon Rd, Emigrant Gap, CA, 95715 in Emigrant Gap at $397,500 earns $2,567/mo in rent and nets $108/mo after the $1,787/mo payment, a 7.75% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $109,822 over five years. Ziffy Mortgage underwrites this on a 1.44 DSCR without U.S. credit history. With $3,661/yr in principal paydown, total projected return reaches $157,721.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.0% |
| Monthly Cash Flow | $108 | $1,200 |
City averages based on Emigrant Gap market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,567 |
| Total Monthly Debt Service | $2,301 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1916
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95715, Emigrant Gap, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30 (100%) |
| Owner Occupied HU | 10 (33.3%) |
| Renter Occupied HU | 5 (16.7%) |
| Vacant Housing Units | 15 (50.0%) |
| Median Home Value | $800,000 |
| Average Home Value | $785,000 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1916
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95715, Emigrant Gap, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30 (100%) |
| Owner Occupied HU | 10 (33.3%) |
| Renter Occupied HU | 5 (16.7%) |
| Vacant Housing Units | 15 (50.0%) |
| Median Home Value | $800,000 |
| Average Home Value | $785,000 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Karen Calvert • Alta Realty
Mls Name: MetroList Services of CA
Mls ID: #225146035