7938 Inverness Ridge RdPotomacMD20854
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.54% yield at 7938 Inverness Ridge Rd, Potomac, MD, 20854 in Potomac is solid, but the $3,148/mo payment compresses net cash flow to $46/mo at $699,999. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $193,397 by year five, and $6,447/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.40) without U.S. income documentation. Total projected return: $268,429.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 5.0% |
| Monthly Cash Flow | $46 | $1,200 |
City averages based on Potomac market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,399 |
| Total Monthly Debt Service | $4,075 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1970
2,474 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20854, Potomac, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,393 (100%) |
| Owner Occupied HU | 15,189 (87.3%) |
| Renter Occupied HU | 1,628 ( 9.4%) |
| Vacant Housing Units | 576 ( 3.3%) |
| Median Home Value | $1,109,328 |
| Average Home Value | $1,210,681 |
Housing Distribution
Address Breakdown
Residential
17,621
Single Family
16,983
Multi-Family
638
Businesses
408
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1970
2,474 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20854, Potomac, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,393 (100%) |
| Owner Occupied HU | 15,189 (87.3%) |
| Renter Occupied HU | 1,628 ( 9.4%) |
| Vacant Housing Units | 576 ( 3.3%) |
| Median Home Value | $1,109,328 |
| Average Home Value | $1,210,681 |
Housing Distribution
Address Breakdown
Residential
17,621
Single Family
16,983
Multi-Family
638
Businesses
408
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices