7921 3rd StWest ChesterOH45069
INVESTMENT ANALYSIS
Investment Verdict
Solid Income7921 3rd St, West Chester, OH, 45069 in West Chester earns a respectable 9.13% gross yield at $185,000, but after the $832/mo mortgage the net cash flow is $191/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.69) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $51,112 over five years, making equity the dominant return driver. Total projected return: $82,769.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $191 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,408 |
| Total Monthly Debt Service | $1,143 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1929
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45069, West Chester, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,395 (100%) |
| Owner Occupied HU | 15,943 (74.5%) |
| Renter Occupied HU | 4,674 (21.8%) |
| Vacant Housing Units | 778 ( 3.6%) |
| Median Home Value | $360,000 |
| Average Home Value | $394,935 |
Housing Distribution
Address Breakdown
Residential
21,351
Single Family
18,201
Multi-Family
3,150
Businesses
2,168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1929
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45069, West Chester, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,395 (100%) |
| Owner Occupied HU | 15,943 (74.5%) |
| Renter Occupied HU | 4,674 (21.8%) |
| Vacant Housing Units | 778 ( 3.6%) |
| Median Home Value | $360,000 |
| Average Home Value | $394,935 |
Housing Distribution
Address Breakdown
Residential
21,351
Single Family
18,201
Multi-Family
3,150
Businesses
2,168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A