7914 Schooner LnStanwoodMI49346
INVESTMENT ANALYSIS
Investment Verdict
Solid Income7914 Schooner Ln, Stanwood, MI, 49346 in Stanwood carries a 1.79 coverage ratio, rent of $1,367/mo is 1.79 times the $764/mo payment. Rental yield 9.65%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $170,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $46,968; total projected cumulative return: $38,616.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 7.0% |
| Monthly Cash Flow | $(454) | $300 |
City averages based on Stanwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,367 |
| Total Monthly Debt Service | $1,753 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
0.33 Acres lot
$N/A/sqft
$700 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1999
0.33 Acres lot
$N/A/sqft
$700 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
