7902 County Road 8 NEKandiyohiMN56251
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 7902 County Road 8 NE, Kandiyohi, MN, 56251 in Kandiyohi worth study. Rental yield 1.2%. The 1.2% gross yield is below cash-flow benchmarks at $749,900, but 5% annual appreciation, adding $207,184 over five years, frames this as a capital growth position. Rent of $750/mo partially offsets the $3,372/mo payment. Ziffy Mortgage finances appreciation-play properties (0.22 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $31,472.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.2% | 7.0% |
| Monthly Cash Flow | $(3,933) | $650 |
City averages based on Kandiyohi market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $750 |
| Total Monthly Debt Service | $4,384 |
| DSCR Ratio | 0.17x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
16.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56251, Kandiyohi, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 451 (100%) |
| Owner Occupied HU | 331 (73.4%) |
| Renter Occupied HU | 95 (21.1%) |
| Vacant Housing Units | 25 ( 5.5%) |
| Median Home Value | $326,786 |
| Average Home Value | $373,520 |
Housing Distribution
Address Breakdown
Residential
327
Single Family
279
Multi-Family
48
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
16.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56251, Kandiyohi, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 451 (100%) |
| Owner Occupied HU | 331 (73.4%) |
| Renter Occupied HU | 95 (21.1%) |
| Vacant Housing Units | 25 ( 5.5%) |
| Median Home Value | $326,786 |
| Average Home Value | $373,520 |
Housing Distribution
Address Breakdown
Residential
327
Single Family
279
Multi-Family
48
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices