790 English RdGlosterLA71030
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 790 English Rd, Gloster, LA, 71030 in Gloster. Priced at $209,500, it generates $2,045/mo in gross rent and $747/mo in net monthly cash flow, a 11.71% yield that comfortably supports the 2.17 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,965. Five-year appreciation: $57,881. Equity from principal paydown: $1,930/yr. Total projected cumulative return: $127,558.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.0% |
| Monthly Cash Flow | $747 | $850 |
City averages based on Gloster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,045 |
| Total Monthly Debt Service | $1,214 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2006
3.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71030, Gloster, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 597 (100%) |
| Owner Occupied HU | 440 (73.7%) |
| Renter Occupied HU | 68 (11.4%) |
| Vacant Housing Units | 89 (14.9%) |
| Median Home Value | $269,481 |
| Average Home Value | $311,597 |
Housing Distribution
Address Breakdown
Residential
648
Single Family
617
Multi-Family
31
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2006
3.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71030, Gloster, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 597 (100%) |
| Owner Occupied HU | 440 (73.7%) |
| Renter Occupied HU | 68 (11.4%) |
| Vacant Housing Units | 89 (14.9%) |
| Median Home Value | $269,481 |
| Average Home Value | $311,597 |
Housing Distribution
Address Breakdown
Residential
648
Single Family
617
Multi-Family
31
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tamara Taylor • Pinnacle Realty Advisors
Mls Name: NTREIS
Mls ID: #20642056
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.