79 Winchester DrCodyWY82414
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play79 Winchester Dr, Cody, WY, 82414 in Cody is priced for appreciation, not yield. Rental yield 3.7%. At $759,000 with a 3.7% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $209,698 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.69) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $154,592.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 6.1% |
| Monthly Cash Flow | $(2,049) | $1,850 |
City averages based on Cody market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,340 |
| Total Monthly Debt Service | $4,087 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2009
2,178 sqft lot
$N/A/sqft
$880 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 82414, Cody, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,759 (100%) |
| Owner Occupied HU | 5,425 (61.9%) |
| Renter Occupied HU | 2,155 (24.6%) |
| Vacant Housing Units | 1,179 (13.5%) |
| Median Home Value | $400,686 |
| Average Home Value | $477,855 |
Housing Distribution
Address Breakdown
Residential
7,395
Single Family
7,299
Multi-Family
96
Businesses
1,103
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2009
2,178 sqft lot
$N/A/sqft
$880 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 82414, Cody, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,759 (100%) |
| Owner Occupied HU | 5,425 (61.9%) |
| Renter Occupied HU | 2,155 (24.6%) |
| Vacant Housing Units | 1,179 (13.5%) |
| Median Home Value | $400,686 |
| Average Home Value | $477,855 |
Housing Distribution
Address Breakdown
Residential
7,395
Single Family
7,299
Multi-Family
96
Businesses
1,103
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jan Brenner • BHHS Brokerage West, Inc.
Mls Name: NWBOR
Mls ID: #10031054
Disclaimer: The data relating to real estate on this web site comes in part from the Broker Internet Data Exchange Program of the Northwest Wyoming Board of REALTORS®. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon this data. Copyright 2025 Multiple Listing Service of Northwest Wyoming Board of REALTORS®, Inc.