79 Main StPotsdamNY13676








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Potsdam at 79 Main St, Potsdam, NY, 13676 uses $43,095 cash to close to unlock $1,394/yr annual cash flow and $116/mo monthly cash flow. Total monthly income runs $984/mo, and a $636/mo payment keeps the spread at $116/mo. Purchase price stands at $130,000, and rental yield measures 9.08% with $984/mo rent. Return on cash invested shows 23.14% in year one, and 5% annual appreciation builds toward $35,917 over five years. Five-year ROI reaches 120.91% and total cumulative return in cash records $52,107. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $984/mo property income covering a $636/mo payment rather than investor’s personal income.
Single Family
Built in 1812
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13676, Potsdam, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,259 (100%) |
| Owner Occupied HU | 3,034 (48.5%) |
| Renter Occupied HU | 2,160 (34.5%) |
| Vacant Housing Units | 1,065 (17.0%) |
| Median Home Value | $178,296 |
| Average Home Value | $236,232 |
Housing Distribution
Address Breakdown
Residential
5,287
Single Family
4,635
Multi-Family
652
Businesses
513
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