79 Kemp St #AGrotonMA01450
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Groton rentals match the income profile of 79 Kemp St #A, Groton, MA, 01450. Listed at $425,000, gross rent is $4,325/mo and net cash flow is $1,646/mo, a 12.21% yield well above national averages. DSCR 2.15 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $117,420 by year five with $3,563/yr in annual principal reduction, projecting $259,309 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 5.0% |
| Monthly Cash Flow | $1,646 | $250 |
City averages based on Groton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,325 |
| Total Monthly Debt Service | $2,613 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1990
1.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01450, Groton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,097 (100%) |
| Owner Occupied HU | 3,389 (82.7%) |
| Renter Occupied HU | 531 (13.0%) |
| Vacant Housing Units | 177 ( 4.3%) |
| Median Home Value | $765,491 |
| Average Home Value | $811,949 |
Housing Distribution
Address Breakdown
Residential
4,011
Single Family
3,852
Multi-Family
159
Businesses
273
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73589960
