79 Central StreetWoodsvilleNH03785
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 79 Central Street, Woodsville, NH, 03785 in Woodsville speaks for itself: 10.68% gross on a $280,000 price, generating $2,491/mo in rent and $614/mo in net income after the $1,259/mo debt service. DSCR 1.98, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,373 stacks alongside $77,359 in projected five-year appreciation and $2,579/yr in principal reduction. Projected total cumulative return: $146,329.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.2% |
| Monthly Cash Flow | $614 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,491 |
| Total Monthly Debt Service | $1,765 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
3,485 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03785, Woodsville, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,281 (100%) |
| Owner Occupied HU | 653 (51.0%) |
| Renter Occupied HU | 380 (29.7%) |
| Vacant Housing Units | 248 (19.4%) |
| Median Home Value | $320,400 |
| Average Home Value | $363,097 |
Housing Distribution
Address Breakdown
Residential
955
Single Family
915
Multi-Family
40
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
3,485 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03785, Woodsville, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,281 (100%) |
| Owner Occupied HU | 653 (51.0%) |
| Renter Occupied HU | 380 (29.7%) |
| Vacant Housing Units | 248 (19.4%) |
| Median Home Value | $320,400 |
| Average Home Value | $363,097 |
Housing Distribution
Address Breakdown
Residential
955
Single Family
915
Multi-Family
40
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: PrimeMLS
Mls ID: #5093550