79 Ben Whitney LaneBridgewaterCT06752
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 79 Ben Whitney Lane, Bridgewater, CT, 06752 in Bridgewater. At $796,900 it earns $5,807/mo in rent and distributes $392/mo to the owner after the $3,583/mo payment, a consistent 8.74% yield. DSCR 1.62 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $220,169 in value; $7,340/yr in principal paydown compounds ownership stake. Total projected return: $329,541.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.0% |
| Monthly Cash Flow | $392 | $1,200 |
City averages based on Bridgewater market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,807 |
| Total Monthly Debt Service | $5,097 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
9.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06752, Bridgewater, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 887 (100%) |
| Owner Occupied HU | 678 (76.4%) |
| Renter Occupied HU | 79 ( 8.9%) |
| Vacant Housing Units | 130 (14.7%) |
| Median Home Value | $676,778 |
| Average Home Value | $826,202 |
Housing Distribution
Address Breakdown
Residential
718
Single Family
718
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
9.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06752, Bridgewater, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 887 (100%) |
| Owner Occupied HU | 678 (76.4%) |
| Renter Occupied HU | 79 ( 8.9%) |
| Vacant Housing Units | 130 (14.7%) |
| Median Home Value | $676,778 |
| Average Home Value | $826,202 |
Housing Distribution
Address Breakdown
Residential
718
Single Family
718
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Consalvo • Tower Realty Corp
Mls Name: Smart MLS
Mls ID: #24107250