7865 W Schellpeper DrLincolnNE68532
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 7865 W Schellpeper Dr, Lincoln, NE, 68532 in Lincoln the bet is firmly on appreciation. Rental yield 4.45%. The 4.45% gross yield on a $734,900 price is below income-first thresholds, but 5%/yr value growth projects $203,039 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.62) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $92,918.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 5.2% |
| Monthly Cash Flow | $(2,269) | $450 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,048 |
| Total Monthly Debt Service | $4,670 |
| DSCR Ratio | 0.44x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68532, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 301 (100%) |
| Owner Occupied HU | 269 (89.4%) |
| Renter Occupied HU | 24 ( 8.0%) |
| Vacant Housing Units | 8 ( 2.7%) |
| Median Home Value | $453,571 |
| Average Home Value | $479,647 |
Housing Distribution
Address Breakdown
Residential
254
Single Family
254
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68532, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 301 (100%) |
| Owner Occupied HU | 269 (89.4%) |
| Renter Occupied HU | 24 ( 8.0%) |
| Vacant Housing Units | 8 ( 2.7%) |
| Median Home Value | $453,571 |
| Average Home Value | $479,647 |
Housing Distribution
Address Breakdown
Residential
254
Single Family
254
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices