785 Runningbrook LnRural HallNC27045
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 785 Runningbrook Ln, Rural Hall, NC, 27045 in Rural Hall: $2,054/mo in rent, $628/mo net, 10.54% gross yield, all on a $234,000 acquisition. The 1.95 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $64,650 in value, and $2,155/yr in principal paydown steadily builds equity. Projected total cumulative return: $129,087.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.2% |
| Monthly Cash Flow | $628 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,054 |
| Total Monthly Debt Service | $1,333 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2011
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27045, Rural Hall, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,549 (100%) |
| Owner Occupied HU | 3,316 (72.9%) |
| Renter Occupied HU | 931 (20.5%) |
| Vacant Housing Units | 302 ( 6.6%) |
| Median Home Value | $258,820 |
| Average Home Value | $281,362 |
Housing Distribution
Address Breakdown
Residential
4,296
Single Family
4,188
Multi-Family
108
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2011
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27045, Rural Hall, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,549 (100%) |
| Owner Occupied HU | 3,316 (72.9%) |
| Renter Occupied HU | 931 (20.5%) |
| Vacant Housing Units | 302 ( 6.6%) |
| Median Home Value | $258,820 |
| Average Home Value | $281,362 |
Housing Distribution
Address Breakdown
Residential
4,296
Single Family
4,188
Multi-Family
108
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Triad MLS
Mls ID: #1217576