7841 5th StAtwoodCO80722
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Atwood rental at 7841 5th St, Atwood, CO, 80722 sits in the solid-income band: 8.84% gross yield, $1,399/mo rent, $292/mo net after the $854/mo debt service, DSCR 1.64. Entry price of $189,999 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $52,493 and $1,750/yr in principal reduction bring total cumulative return to $90,555.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.0% |
| Monthly Cash Flow | $292 | $1,200 |
City averages based on Atwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,399 |
| Total Monthly Debt Service | $1,032 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1921
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80722, Atwood, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 132 (100%) |
| Owner Occupied HU | 92 (69.7%) |
| Renter Occupied HU | 28 (21.2%) |
| Vacant Housing Units | 12 ( 9.1%) |
| Median Home Value | $328,571 |
| Average Home Value | $410,897 |
Housing Distribution
Address Breakdown
Residential
93
Single Family
93
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1921
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80722, Atwood, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 132 (100%) |
| Owner Occupied HU | 92 (69.7%) |
| Renter Occupied HU | 28 (21.2%) |
| Vacant Housing Units | 12 ( 9.1%) |
| Median Home Value | $328,571 |
| Average Home Value | $410,897 |
Housing Distribution
Address Breakdown
Residential
93
Single Family
93
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices