7833 Coddle Harbor Ln #28PotomacMD20854
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 7833 Coddle Harbor Ln #28, Potomac, MD, 20854 in Potomac. At $599,900 it earns $4,800/mo in rent and distributes $686/mo to the owner after the $2,844/mo payment, a consistent 9.6% yield. DSCR 1.69 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $165,741 in value; $5,029/yr in principal paydown compounds ownership stake. Total projected return: $285,087.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 5.0% |
| Monthly Cash Flow | $686 | $1,200 |
City averages based on Potomac market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,800 |
| Total Monthly Debt Service | $3,639 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20854, Potomac, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,393 (100%) |
| Owner Occupied HU | 15,189 (87.3%) |
| Renter Occupied HU | 1,628 ( 9.4%) |
| Vacant Housing Units | 576 ( 3.3%) |
| Median Home Value | $1,109,328 |
| Average Home Value | $1,210,681 |
Housing Distribution
Address Breakdown
Residential
17,621
Single Family
16,983
Multi-Family
638
Businesses
408
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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