7818 Underhill DrSaint LouisMO63133
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 7818 Underhill Dr, Saint Louis, MO, 63133 in Saint Louis: $1,320/mo in rent, $455/mo in net income, 11.4% gross yield, 2.11 DSCR, all at $138,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $38,376 in appreciation and $1,279/yr in principal paydown projects total cumulative return of $81,959.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 7.8% |
| Monthly Cash Flow | $455 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,320 |
| Total Monthly Debt Service | $810 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
7,426 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63133, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,001 (100%) |
| Owner Occupied HU | 1,046 (34.9%) |
| Renter Occupied HU | 1,311 (43.7%) |
| Vacant Housing Units | 644 (21.5%) |
| Median Home Value | $60,227 |
| Average Home Value | $125,832 |
Housing Distribution
Address Breakdown
Residential
2,956
Single Family
2,458
Multi-Family
498
Businesses
249
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
7,426 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63133, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,001 (100%) |
| Owner Occupied HU | 1,046 (34.9%) |
| Renter Occupied HU | 1,311 (43.7%) |
| Vacant Housing Units | 644 (21.5%) |
| Median Home Value | $60,227 |
| Average Home Value | $125,832 |
Housing Distribution
Address Breakdown
Residential
2,956
Single Family
2,458
Multi-Family
498
Businesses
249
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lyle Perkins • Phoenix Realty Co., LLC
Mls Name: MARIS
Mls ID: #25061336