781 Burns Hill RdLobelvilleTN37097
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Lobelville rental at 781 Burns Hill Rd, Lobelville, TN, 37097 sits in the solid-income band: 9.16% gross yield, $1,794/mo rent, $387/mo net after the $1,057/mo debt service, DSCR 1.70. Entry price of $235,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $64,926 and $2,164/yr in principal reduction bring total cumulative return to $113,840.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $387 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,794 |
| Total Monthly Debt Service | $1,313 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
5.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37097, Lobelville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,340 (100%) |
| Owner Occupied HU | 698 (52.1%) |
| Renter Occupied HU | 284 (21.2%) |
| Vacant Housing Units | 358 (26.7%) |
| Median Home Value | $154,217 |
| Average Home Value | $165,527 |
Housing Distribution
Address Breakdown
Residential
982
Single Family
950
Multi-Family
32
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
5.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37097, Lobelville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,340 (100%) |
| Owner Occupied HU | 698 (52.1%) |
| Renter Occupied HU | 284 (21.2%) |
| Vacant Housing Units | 358 (26.7%) |
| Median Home Value | $154,217 |
| Average Home Value | $165,527 |
Housing Distribution
Address Breakdown
Residential
982
Single Family
950
Multi-Family
32
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CWTAR
Mls ID: #2601170