78 Wander LnSagleID83860
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 78 Wander Ln, Sagle, ID, 83860 in Sagle. At $425,000 it earns $2,948/mo in rent and distributes $503/mo to the owner after the $1,911/mo payment, a consistent 8.32% yield. DSCR 1.54 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $117,420 in value; $3,914/yr in principal paydown compounds ownership stake. Total projected return: $192,767.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.0% |
| Monthly Cash Flow | $503 | $300 |
City averages based on Sagle market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,948 |
| Total Monthly Debt Service | $2,276 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1998
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83860, Sagle, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,343 (100%) |
| Owner Occupied HU | 2,845 (65.5%) |
| Renter Occupied HU | 425 ( 9.8%) |
| Vacant Housing Units | 1,073 (24.7%) |
| Median Home Value | $665,222 |
| Average Home Value | $718,764 |
Housing Distribution
Address Breakdown
Residential
3,153
Single Family
3,152
Multi-Family
1
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1998
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83860, Sagle, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,343 (100%) |
| Owner Occupied HU | 2,845 (65.5%) |
| Renter Occupied HU | 425 ( 9.8%) |
| Vacant Housing Units | 1,073 (24.7%) |
| Median Home Value | $665,222 |
| Average Home Value | $718,764 |
Housing Distribution
Address Breakdown
Residential
3,153
Single Family
3,152
Multi-Family
1
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
