78 Severance Green #206ColchesterVT05446
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow78 Severance Green #206, Colchester, VT, 05446 in Colchester is a solid income-producing rental, 10.07% gross yield, $2,340/mo rent, $485/mo net cash flow on a $278,850 buy. DSCR 1.87 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $77,041 and $2,568/yr in principal reduction project a total cumulative return of $137,503.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 5.1% |
| Monthly Cash Flow | $485 | $1,980 |
City averages based on Colchester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,340 |
| Total Monthly Debt Service | $1,744 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2007
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05446, Colchester, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,960 (100%) |
| Owner Occupied HU | 5,376 (67.5%) |
| Renter Occupied HU | 1,892 (23.8%) |
| Vacant Housing Units | 692 ( 8.7%) |
| Median Home Value | $480,150 |
| Average Home Value | $541,069 |
Housing Distribution
Address Breakdown
Residential
7,427
Single Family
7,273
Multi-Family
154
Businesses
633
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2007
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05446, Colchester, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,960 (100%) |
| Owner Occupied HU | 5,376 (67.5%) |
| Renter Occupied HU | 1,892 (23.8%) |
| Vacant Housing Units | 692 ( 8.7%) |
| Median Home Value | $480,150 |
| Average Home Value | $541,069 |
Housing Distribution
Address Breakdown
Residential
7,427
Single Family
7,273
Multi-Family
154
Businesses
633
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andrea Champagne • Champagne Real Estate
Mls Name: PrimeMLS
Mls ID: #5076276