78 Roosevelt DrEast DubuqueIL61025
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 78 Roosevelt Dr, East Dubuque, IL, 61025 in East Dubuque speaks for itself: 10.96% gross on a $460,000 price, generating $4,201/mo in rent and $943/mo in net income after the $2,068/mo debt service. DSCR 2.03, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,322 stacks alongside $127,090 in projected five-year appreciation and $4,237/yr in principal reduction. Projected total cumulative return: $236,948.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 8.0% |
| Monthly Cash Flow | $943 | $300 |
City averages based on East Dubuque market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,201 |
| Total Monthly Debt Service | $3,075 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61025, East Dubuque, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,170 (100%) |
| Owner Occupied HU | 1,644 (75.8%) |
| Renter Occupied HU | 313 (14.4%) |
| Vacant Housing Units | 213 ( 9.8%) |
| Median Home Value | $239,955 |
| Average Home Value | $251,852 |
Housing Distribution
Address Breakdown
Residential
1,975
Single Family
1,914
Multi-Family
61
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61025, East Dubuque, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,170 (100%) |
| Owner Occupied HU | 1,644 (75.8%) |
| Renter Occupied HU | 313 (14.4%) |
| Vacant Housing Units | 213 ( 9.8%) |
| Median Home Value | $239,955 |
| Average Home Value | $251,852 |
Housing Distribution
Address Breakdown
Residential
1,975
Single Family
1,914
Multi-Family
61
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices