78 Pearce Mitchell PlStanfordCA94305
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 78 Pearce Mitchell Pl, Stanford, CA, 94305 in Stanford is listed at $450,000 and delivers $3,660/mo in rent and $876/mo in net monthly cash flow. The 9.76% yield and 1.81 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $124,327 over five years, and $4,145/yr in principal reduction supplements cash return. Total projected cumulative return: $227,052.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 4.5% |
| Monthly Cash Flow | $876 | $1,500 |
City averages based on Stanford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,660 |
| Total Monthly Debt Service | $2,605 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1975
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94305, Stanford, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,861 (100%) |
| Owner Occupied HU | 807 (16.6%) |
| Renter Occupied HU | 3,684 (75.8%) |
| Vacant Housing Units | 370 ( 7.6%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,986,338 |
Housing Distribution
Address Breakdown
Residential
4,429
Single Family
1,688
Multi-Family
2,741
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1975
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94305, Stanford, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,861 (100%) |
| Owner Occupied HU | 807 (16.6%) |
| Renter Occupied HU | 3,684 (75.8%) |
| Vacant Housing Units | 370 ( 7.6%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,986,338 |
Housing Distribution
Address Breakdown
Residential
4,429
Single Family
1,688
Multi-Family
2,741
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pamela Culp • Compass
Mls Name: MLSListings Inc
Mls ID: #ML82005400