78 Oak Ridge RoadShirley MillsME04485
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 78 Oak Ridge Road, Shirley Mills, ME, 04485 in Shirley Mills fits: $194,900, 0% gross yield, and a projected 5% annual appreciation rate adding $53,847 in value within five years. Rental yield 0%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.00) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 7.0% |
| Monthly Cash Flow | $0 | $1,200 |
City averages based on Shirley Mills market data in our database. Property projections are estimates.
Single Family
Built in 1992
13.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04485, Shirley Mills, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 81 (100%) |
| Owner Occupied HU | 36 (44.4%) |
| Renter Occupied HU | 3 ( 3.7%) |
| Vacant Housing Units | 42 (51.9%) |
| Median Home Value | $260,000 |
| Average Home Value | $296,736 |
Housing Distribution
Address Breakdown
Residential
108
Single Family
108
Multi-Family
0
Businesses
2



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


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No similar rental properties found nearby.
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Listed by: N/A • N/A
Mls Name: Maine Listings
Mls Provider:
Mls ID: #1636920







