78 Chariot CtJeffersonGA30549
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 78 Chariot Ct, Jefferson, GA, 30549 in Jefferson speaks for itself: 21.55% gross on a $195,000 price, generating $3,502/mo in rent and $2,244/mo in net income after the $877/mo debt service. DSCR 3.99, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $26,928 stacks alongside $53,875 in projected five-year appreciation and $1,796/yr in principal reduction. Projected total cumulative return: $218,593.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.6% | 7.5% |
| Monthly Cash Flow | $2,244 | $200 |
City averages based on Jefferson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,502 |
| Total Monthly Debt Service | $1,180 |
| DSCR Ratio | 2.97x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1.51 Acres lot
$N/A/sqft
$850 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30549, Jefferson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,753 (100%) |
| Owner Occupied HU | 9,464 (80.5%) |
| Renter Occupied HU | 1,681 (14.3%) |
| Vacant Housing Units | 608 ( 5.2%) |
| Median Home Value | $374,553 |
| Average Home Value | $423,559 |
Housing Distribution
Address Breakdown
Residential
11,695
Single Family
11,258
Multi-Family
437
Businesses
788
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1.51 Acres lot
$N/A/sqft
$850 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30549, Jefferson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,753 (100%) |
| Owner Occupied HU | 9,464 (80.5%) |
| Renter Occupied HU | 1,681 (14.3%) |
| Vacant Housing Units | 608 ( 5.2%) |
| Median Home Value | $374,553 |
| Average Home Value | $423,559 |
Housing Distribution
Address Breakdown
Residential
11,695
Single Family
11,258
Multi-Family
437
Businesses
788
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices