78-7010 Mamalahoa HwyHolualoaHI96725
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder78-7010 Mamalahoa Hwy, Holualoa, HI, 96725 in Holualoa is a solid income-producing rental, 7.39% gross yield, $5,236/mo rent, $395/mo net cash flow on a $850,000 buy. DSCR 1.37 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $234,839 and $7,829/yr in principal reduction project a total cumulative return of $345,922.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 7.2% |
| Monthly Cash Flow | $395 | $1,500 |
City averages based on Holualoa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,236 |
| Total Monthly Debt Service | $4,502 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1941
1.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96725, Holualoa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,511 (100%) |
| Owner Occupied HU | 785 (52.0%) |
| Renter Occupied HU | 487 (32.2%) |
| Vacant Housing Units | 239 (15.8%) |
| Median Home Value | $892,411 |
| Average Home Value | $955,175 |
Housing Distribution
Address Breakdown
Residential
1,006
Single Family
822
Multi-Family
184
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1941
1.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96725, Holualoa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,511 (100%) |
| Owner Occupied HU | 785 (52.0%) |
| Renter Occupied HU | 487 (32.2%) |
| Vacant Housing Units | 239 (15.8%) |
| Median Home Value | $892,411 |
| Average Home Value | $955,175 |
Housing Distribution
Address Breakdown
Residential
1,006
Single Family
822
Multi-Family
184
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices