78-6920 Alii Dr APT 219Kailua KonaHI96740
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 78-6920 Alii Dr APT 219, Kailua Kona, HI, 96740 in Kailua Kona is a conservative rental investment at $775,000. Rental yield 6.03%. A 1.12 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $214,118; $7,138/yr in principal paydown supplements. Total projected return: $258,822.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 4.8% |
| Monthly Cash Flow | $(1,684) | $1,850 |
City averages based on Kailua Kona market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,895 |
| Total Monthly Debt Service | $4,105 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1979
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96740, Kailua Kona, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,076 (100%) |
| Owner Occupied HU | 9,918 (49.4%) |
| Renter Occupied HU | 5,421 (27.0%) |
| Vacant Housing Units | 4,737 (23.6%) |
| Median Home Value | $841,538 |
| Average Home Value | $933,708 |
Housing Distribution
Address Breakdown
Residential
14,399
Single Family
12,335
Multi-Family
2,064
Businesses
1,754
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1979
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96740, Kailua Kona, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,076 (100%) |
| Owner Occupied HU | 9,918 (49.4%) |
| Renter Occupied HU | 5,421 (27.0%) |
| Vacant Housing Units | 4,737 (23.6%) |
| Median Home Value | $841,538 |
| Average Home Value | $933,708 |
Housing Distribution
Address Breakdown
Residential
14,399
Single Family
12,335
Multi-Family
2,064
Businesses
1,754
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kehaulani Keanaaina • COMPASS
Mls Name: Hawaii Information Service
Mls ID: #726270