779 Blue Pond LnPonce De LeonFL32455
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Ponce De Leon rentals match the income profile of 779 Blue Pond Ln, Ponce De Leon, FL, 32455. Listed at $375,000, gross rent is $3,546/mo and net cash flow is $1,057/mo, a 11.35% yield well above national averages. DSCR 2.10 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $103,606 by year five with $3,454/yr in annual principal reduction, projecting $210,992 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 5.0% |
| Monthly Cash Flow | $1,057 | $1,500 |
City averages based on Ponce De Leon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,546 |
| Total Monthly Debt Service | $2,339 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2023
5.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32455, Ponce De Leon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,460 (100%) |
| Owner Occupied HU | 1,573 (63.9%) |
| Renter Occupied HU | 315 (12.8%) |
| Vacant Housing Units | 572 (23.3%) |
| Median Home Value | $134,815 |
| Average Home Value | $220,114 |
Housing Distribution
Address Breakdown
Residential
2,016
Single Family
2,016
Multi-Family
0
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2023
5.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32455, Ponce De Leon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,460 (100%) |
| Owner Occupied HU | 1,573 (63.9%) |
| Renter Occupied HU | 315 (12.8%) |
| Vacant Housing Units | 572 (23.3%) |
| Median Home Value | $134,815 |
| Average Home Value | $220,114 |
Housing Distribution
Address Breakdown
Residential
2,016
Single Family
2,016
Multi-Family
0
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Johnnie Kay Ealum • Merrifield & Pilcher Realty
Mls Name: ECAOR
Mls ID: #951412