7773 E Lower Ranch RdSierra VistaAZ85650
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 7773 E Lower Ranch Rd, Sierra Vista, AZ, 85650 in Sierra Vista the bet is firmly on appreciation. Rental yield 5.05%. The 5.05% gross yield on a $499,000 price is below income-first thresholds, but 5%/yr value growth projects $137,865 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.94) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $127,163.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 6.2% |
| Monthly Cash Flow | $(962) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,100 |
| Total Monthly Debt Service | $2,864 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
4.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85650, Sierra Vista, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,655 (100%) |
| Owner Occupied HU | 5,483 (82.4%) |
| Renter Occupied HU | 710 (10.7%) |
| Vacant Housing Units | 462 ( 6.9%) |
| Median Home Value | $337,407 |
| Average Home Value | $357,914 |
Housing Distribution
Address Breakdown
Residential
6,644
Single Family
6,643
Multi-Family
1
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
4.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85650, Sierra Vista, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,655 (100%) |
| Owner Occupied HU | 5,483 (82.4%) |
| Renter Occupied HU | 710 (10.7%) |
| Vacant Housing Units | 462 ( 6.9%) |
| Median Home Value | $337,407 |
| Average Home Value | $357,914 |
Housing Distribution
Address Breakdown
Residential
6,644
Single Family
6,643
Multi-Family
1
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Triston Sisti • Haymore Real Estate LLC
Mls Name: ARMLS
Mls Provider:
Mls ID: #6834942
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010