777 E Main StMount PleasantUT84647
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 777 E Main St, Mount Pleasant, UT, 84647 in Mount Pleasant. Rental yield 5.4%. At $499,900 with 5.4% gross yield, current distributions are modest, but the 5% appreciation rate projects $138,113 in new equity by year five, complemented by $4,604/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.00) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $144,954.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 6.2% |
| Monthly Cash Flow | $(682) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,248 |
| Total Monthly Debt Service | $2,731 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84647, Mount Pleasant, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,132 (100%) |
| Owner Occupied HU | 1,378 (64.6%) |
| Renter Occupied HU | 377 (17.7%) |
| Vacant Housing Units | 377 (17.7%) |
| Median Home Value | $382,308 |
| Average Home Value | $454,597 |
Housing Distribution
Address Breakdown
Residential
1,476
Single Family
1,454
Multi-Family
22
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84647, Mount Pleasant, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,132 (100%) |
| Owner Occupied HU | 1,378 (64.6%) |
| Renter Occupied HU | 377 (17.7%) |
| Vacant Housing Units | 377 (17.7%) |
| Median Home Value | $382,308 |
| Average Home Value | $454,597 |
Housing Distribution
Address Breakdown
Residential
1,476
Single Family
1,454
Multi-Family
22
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tiffany Alder Bown • Century 21 Essentials Realty
Mls Name: UtahRealEstate.com
Mls ID: #2105664