7766 E Spanish TrlFloral CityFL34436
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 7766 E Spanish Trl, Floral City, FL, 34436 in Floral City. At $208,900 it earns $1,830/mo in rent and distributes $444/mo to the owner after the $939/mo payment, a consistent 10.51% yield. DSCR 1.95 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $57,715 in value; $1,924/yr in principal paydown compounds ownership stake. Total projected return: $108,233.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.2% |
| Monthly Cash Flow | $444 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,830 |
| Total Monthly Debt Service | $1,303 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34436, Floral City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,871 (100%) |
| Owner Occupied HU | 3,568 (73.2%) |
| Renter Occupied HU | 485 ( 10.0%) |
| Vacant Housing Units | 818 (16.8%) |
| Median Home Value | $315,574 |
| Average Home Value | $349,789 |
Housing Distribution
Address Breakdown
Residential
4,219
Single Family
3,999
Multi-Family
220
Businesses
143
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34436, Floral City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,871 (100%) |
| Owner Occupied HU | 3,568 (73.2%) |
| Renter Occupied HU | 485 ( 10.0%) |
| Vacant Housing Units | 818 (16.8%) |
| Median Home Value | $315,574 |
| Average Home Value | $349,789 |
Housing Distribution
Address Breakdown
Residential
4,219
Single Family
3,999
Multi-Family
220
Businesses
143
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lori Penisse • Tropic Shores Realty LLC
Mls Name: HCMLS
Mls ID: #2256299