776 Sunset Ct #1University ParkIL60484
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.58 makes 776 Sunset Ct #1, University Park, IL, 60484 in University Park one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 9%. The 9% yield, 5% annual appreciation ($33,154 over five years), and $1,006/yr in principal reduction project a total cumulative return of $28,596.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 9.0% |
| Monthly Cash Flow | $(255) | $1,500 |
City averages based on University Park market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $900 |
| Total Monthly Debt Service | $1,137 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1970
N/A lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Thomas Szymanski • Berger & Co. Realtors Ltd
Mls Name: MRED as distributed by MLS GRID
Mls Provider:
Mls ID: #12793156
