7740 False River RdOscarLA70762
INVESTMENT ANALYSIS
Investment Verdict
Solid Income7740 False River Rd, Oscar, LA, 70762 in Oscar is a solid income-producing rental, 8.55% gross yield, $1,959/mo rent, $256/mo net cash flow on a $275,000 buy. DSCR 1.58 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $75,977 and $2,533/yr in principal reduction project a total cumulative return of $120,735.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.5% |
| Monthly Cash Flow | $256 | $1,200 |
City averages based on Oscar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,959 |
| Total Monthly Debt Service | $1,594 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1985
1,306 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70762, Oscar, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 695 (100%) |
| Owner Occupied HU | 501 (72.1%) |
| Renter Occupied HU | 52 ( 7.5%) |
| Vacant Housing Units | 142 (20.4%) |
| Median Home Value | $334,071 |
| Average Home Value | $312,645 |
Housing Distribution
Address Breakdown
Residential
489
Single Family
489
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1985
1,306 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70762, Oscar, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 695 (100%) |
| Owner Occupied HU | 501 (72.1%) |
| Renter Occupied HU | 52 ( 7.5%) |
| Vacant Housing Units | 142 (20.4%) |
| Median Home Value | $334,071 |
| Average Home Value | $312,645 |
Housing Distribution
Address Breakdown
Residential
489
Single Family
489
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices