772 W Pickens RdPea RidgeAR72751
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 772 W Pickens Rd, Pea Ridge, AR, 72751 in Pea Ridge the bet is firmly on appreciation. Rental yield 2.03%. The 2.03% gross yield on a $1,215,592 price is below income-first thresholds, but 5%/yr value growth projects $335,846 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.38) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $122,161.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2% | 7.2% |
| Monthly Cash Flow | $(5,250) | $285 |
City averages based on Pea Ridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,057 |
| Total Monthly Debt Service | $6,823 |
| DSCR Ratio | 0.30x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72751, Pea Ridge, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,093 (100%) |
| Owner Occupied HU | 3,223 (78.7%) |
| Renter Occupied HU | 668 (16.3%) |
| Vacant Housing Units | 202 ( 4.9%) |
| Median Home Value | $324,500 |
| Average Home Value | $365,215 |
Housing Distribution
Address Breakdown
Residential
4,013
Single Family
4,013
Multi-Family
0
Businesses
201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72751, Pea Ridge, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,093 (100%) |
| Owner Occupied HU | 3,223 (78.7%) |
| Renter Occupied HU | 668 (16.3%) |
| Vacant Housing Units | 202 ( 4.9%) |
| Median Home Value | $324,500 |
| Average Home Value | $365,215 |
Housing Distribution
Address Breakdown
Residential
4,013
Single Family
4,013
Multi-Family
0
Businesses
201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices