7705 Pickering AvePhiladelphiaPA19150
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.48% yield at 7705 Pickering Ave, Philadelphia, PA, 19150 in Philadelphia is solid, but the $1,590/mo payment compresses net cash flow to $182/mo at $353,500. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $97,666 by year five, and $3,256/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.57) without U.S. income documentation. Total projected return: $146,272.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.8% |
| Monthly Cash Flow | $182 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,498 |
| Total Monthly Debt Service | $2,176 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1945
1,440 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19150, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,541 (100%) |
| Owner Occupied HU | 7,442 (70.6%) |
| Renter Occupied HU | 2,557 (24.3%) |
| Vacant Housing Units | 542 ( 5.1%) |
| Median Home Value | $246,883 |
| Average Home Value | $285,245 |
Housing Distribution
Address Breakdown
Residential
9,849
Single Family
9,216
Multi-Family
633
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1945
1,440 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19150, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,541 (100%) |
| Owner Occupied HU | 7,442 (70.6%) |
| Renter Occupied HU | 2,557 (24.3%) |
| Vacant Housing Units | 542 ( 5.1%) |
| Median Home Value | $246,883 |
| Average Home Value | $285,245 |
Housing Distribution
Address Breakdown
Residential
9,849
Single Family
9,216
Multi-Family
633
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAPH2591734