7700 Penryn Estates DrPenrynCA95663
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 7700 Penryn Estates Dr, Penryn, CA, 95663 in Penryn at $1,349,000, 4.1% gross yield, is a market-growth asset. Rental yield 4.1%. The $4,608/mo rent partially funds the $6,066/mo debt service; the core return is the 5%/yr price growth projected to add $372,704 over five years. Ziffy Mortgage's DSCR mortgage (0.76) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $271,016.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 6.0% |
| Monthly Cash Flow | $(3,737) | $300 |
City averages based on Penryn market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,608 |
| Total Monthly Debt Service | $7,808 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95663, Penryn, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,182 (100%) |
| Owner Occupied HU | 948 (80.2%) |
| Renter Occupied HU | 176 (14.9%) |
| Vacant Housing Units | 58 ( 4.9%) |
| Median Home Value | $911,836 |
| Average Home Value | $987,060 |
Housing Distribution
Address Breakdown
Residential
966
Single Family
962
Multi-Family
4
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95663, Penryn, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,182 (100%) |
| Owner Occupied HU | 948 (80.2%) |
| Renter Occupied HU | 176 (14.9%) |
| Vacant Housing Units | 58 ( 4.9%) |
| Median Home Value | $911,836 |
| Average Home Value | $987,060 |
Housing Distribution
Address Breakdown
Residential
966
Single Family
962
Multi-Family
4
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Darcie Stratton • eXp Realty of California Inc.
Mls Name: MetroList Services of CA
Mls ID: #225103267