770 Webster StColusaCA95932
INVESTMENT ANALYSIS
Investment Verdict
Solid Income770 Webster St, Colusa, CA, 95932 in Colusa is a solid income-producing rental, 8.88% gross yield, $2,867/mo rent, $349/mo net cash flow on a $387,500 buy. DSCR 1.65 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $107,059 and $3,569/yr in principal reduction project a total cumulative return of $170,013.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.3% |
| Monthly Cash Flow | $349 | $250 |
City averages based on Colusa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,867 |
| Total Monthly Debt Service | $2,363 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95932, Colusa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,246 (100%) |
| Owner Occupied HU | 1,748 (53.9%) |
| Renter Occupied HU | 1,238 (38.1%) |
| Vacant Housing Units | 260 ( 8.0%) |
| Median Home Value | $439,770 |
| Average Home Value | $469,426 |
Housing Distribution
Address Breakdown
Residential
2,926
Single Family
2,820
Multi-Family
106
Businesses
445
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
- 3 Bed
- 1 Bath
- 1011 sft
- 3 Bed
- 2 Bath
- 1144 sft
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95932, Colusa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,246 (100%) |
| Owner Occupied HU | 1,748 (53.9%) |
| Renter Occupied HU | 1,238 (38.1%) |
| Vacant Housing Units | 260 ( 8.0%) |
| Median Home Value | $439,770 |
| Average Home Value | $469,426 |
Housing Distribution
Address Breakdown
Residential
2,926
Single Family
2,820
Multi-Family
106
Businesses
445
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
- 3 Bed
- 1 Bath
- 1011 sft
- 3 Bed
- 2 Bath
- 1144 sft