770 E 20th StChicoCA95928








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Chico at 770 E 20th St, Chico, CA, 95928 offers a 5.67% rental yield on a $317,500 purchase with $1,499/mo rent. 61% in year one. Equity gained on principal adds $2,049/yr while 5% annual appreciation supports $87,719 over five years. Portfolio math shows five-year ROI at 74.39% and total cumulative return in cash at $78,298. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,499/mo property income against a $1,554/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1946
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95928, Chico, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,919 (100%) |
| Owner Occupied HU | 6,931 (38.7%) |
| Renter Occupied HU | 9,500 (53.0%) |
| Vacant Housing Units | 1,488 ( 8.3%) |
| Median Home Value | $507,386 |
| Average Home Value | $561,987 |
Housing Distribution
Address Breakdown
Residential
16,740
Single Family
12,881
Multi-Family
3,859
Businesses
1,892
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Listed by: Matt Depa • Re/Max of Chico
Mls Name: CRMLS
Mls ID: #SN25164485








