77 Phipps RdMonticelloKY42633








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Monticello at 77 Phipps Rd, Monticello, KY, 42633 generates $1,163/mo in rent and, after a $587/mo payment, leaves $433/mo in cash flow. Total monthly income is $1,163/mo, and annual cash flow is $5,196/yr on $39,780 invested. Return on cash invested sits at 32.97% in year one, and rental yield is 11.63% on a $120,000 entry. Equity gained on principal adds $774/yr, while 5% annual appreciation builds toward $33,154 over five years. Five-year ROI reaches 172.75% and total cumulative return in cash sums $68,719. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,163/mo property income rather than buyer’s personal income.
Single Family
Built in 2018
1.17 Acres lot
$N/A/sqft
No HOA
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Nearby investment properties with comparable prices



Listed by: H Allen Clark • Access Realty & Auction
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #25503240
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.






