77 Kirkwood WayClipper MillsCA95930
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Clipper Mills rentals match the income profile of 77 Kirkwood Way, Clipper Mills, CA, 95930. Listed at $275,000, gross rent is $2,518/mo and net cash flow is $816/mo, a 10.99% yield well above national averages. DSCR 2.04 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $75,977 by year five with $2,533/yr in annual principal reduction, projecting $156,807 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $816 | $1,500 |
City averages based on Clipper Mills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,518 |
| Total Monthly Debt Service | $1,592 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1989
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95930, Clipper Mills, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 138 (100%) |
| Owner Occupied HU | 60 (43.5%) |
| Renter Occupied HU | 19 (13.8%) |
| Vacant Housing Units | 59 (42.8%) |
| Median Home Value | $288,095 |
| Average Home Value | $495,458 |
Housing Distribution
Address Breakdown
Residential
9
Single Family
9
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1989
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95930, Clipper Mills, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 138 (100%) |
| Owner Occupied HU | 60 (43.5%) |
| Renter Occupied HU | 19 (13.8%) |
| Vacant Housing Units | 59 (42.8%) |
| Median Home Value | $288,095 |
| Average Home Value | $495,458 |
Housing Distribution
Address Breakdown
Residential
9
Single Family
9
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathryn Springsteen • eXp Realty of California Inc.
Mls Name: MetroList Services of CA
Mls ID: #225022317