77 Contempra CirTappanNY10983
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 77 Contempra Cir, Tappan, NY, 10983 in Tappan speaks for itself: 10.2% gross on a $530,000 price, generating $4,505/mo in rent and $966/mo in net income after the $2,383/mo debt service. DSCR 1.89, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,586 stacks alongside $146,429 in projected five-year appreciation and $4,881/yr in principal reduction. Projected total cumulative return: $264,266.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $966 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,505 |
| Total Monthly Debt Service | $3,328 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10983, Tappan, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,070 (100%) |
| Owner Occupied HU | 1,799 (86.9%) |
| Renter Occupied HU | 193 ( 9.3%) |
| Vacant Housing Units | 78 ( 3.8%) |
| Median Home Value | $665,829 |
| Average Home Value | $688,117 |
Housing Distribution
Address Breakdown
Residential
2,000
Single Family
2,000
Multi-Family
0
Businesses
227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10983, Tappan, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,070 (100%) |
| Owner Occupied HU | 1,799 (86.9%) |
| Renter Occupied HU | 193 ( 9.3%) |
| Vacant Housing Units | 78 ( 3.8%) |
| Median Home Value | $665,829 |
| Average Home Value | $688,117 |
Housing Distribution
Address Breakdown
Residential
2,000
Single Family
2,000
Multi-Family
0
Businesses
227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices