77 10th StMoffatCO81143
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 77 10th St, Moffat, CO, 81143 in Moffat deserves attention. This $222,222 property earns $1,920/mo in rent, a 10.37% gross yield, and nets $625/mo after the $999/mo payment. DSCR 1.92 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $61,396 compounds alongside $2,047/yr in yearly equity build, for a total cumulative return of $124,164.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 7.0% |
| Monthly Cash Flow | $625 | $500 |
City averages based on Moffat market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,920 |
| Total Monthly Debt Service | $1,207 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81143, Moffat, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 684 (100%) |
| Owner Occupied HU | 401 (58.6%) |
| Renter Occupied HU | 129 (18.9%) |
| Vacant Housing Units | 154 (22.5%) |
| Median Home Value | $254,808 |
| Average Home Value | $375,037 |
Housing Distribution
Address Breakdown
Residential
383
Single Family
381
Multi-Family
2
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81143, Moffat, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 684 (100%) |
| Owner Occupied HU | 401 (58.6%) |
| Renter Occupied HU | 129 (18.9%) |
| Vacant Housing Units | 154 (22.5%) |
| Median Home Value | $254,808 |
| Average Home Value | $375,037 |
Housing Distribution
Address Breakdown
Residential
383
Single Family
381
Multi-Family
2
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices