7666 S Main StDozierAL36028
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 7666 S Main St, Dozier, AL, 36028 in Dozier. Rental yield 2.13%. At $649,900 with 2.13% gross yield, current distributions are modest, but the 5% appreciation rate projects $179,555 in new equity by year five, complemented by $5,986/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.39) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $83,114.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.1% | 8.0% |
| Monthly Cash Flow | $(2,514) | $1,200 |
City averages based on Dozier market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,154 |
| Total Monthly Debt Service | $3,410 |
| DSCR Ratio | 0.34x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1921
4.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36028, Dozier, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,032 (100%) |
| Owner Occupied HU | 627 (60.8%) |
| Renter Occupied HU | 149 (14.4%) |
| Vacant Housing Units | 256 (24.8%) |
| Median Home Value | $171,780 |
| Average Home Value | $259,003 |
Housing Distribution
Address Breakdown
Residential
820
Single Family
820
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1921
4.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36028, Dozier, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,032 (100%) |
| Owner Occupied HU | 627 (60.8%) |
| Renter Occupied HU | 149 (14.4%) |
| Vacant Housing Units | 256 (24.8%) |
| Median Home Value | $171,780 |
| Average Home Value | $259,003 |
Housing Distribution
Address Breakdown
Residential
820
Single Family
820
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices