766 Jobs Creek Road #4SunapeeNH03782
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 766 Jobs Creek Road #4, Sunapee, NH, 03782 in Sunapee is capital appreciation. Rental yield 1.91%. The 1.91% gross yield at $1,200,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $331,538 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.35) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $63,245.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.9% | 6.2% |
| Monthly Cash Flow | $(6,129) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,914 |
| Total Monthly Debt Service | $7,566 |
| DSCR Ratio | 0.25x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03782, Sunapee, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,304 (100%) |
| Owner Occupied HU | 1,098 (47.7%) |
| Renter Occupied HU | 297 (12.9%) |
| Vacant Housing Units | 909 (39.5%) |
| Median Home Value | $423,984 |
| Average Home Value | $615,444 |
Housing Distribution
Address Breakdown
Residential
1,232
Single Family
1,213
Multi-Family
19
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03782, Sunapee, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,304 (100%) |
| Owner Occupied HU | 1,098 (47.7%) |
| Renter Occupied HU | 297 (12.9%) |
| Vacant Housing Units | 909 (39.5%) |
| Median Home Value | $423,984 |
| Average Home Value | $615,444 |
Housing Distribution
Address Breakdown
Residential
1,232
Single Family
1,213
Multi-Family
19
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: PrimeMLS
Mls ID: #5092601