764 Ramsay St, Baltimore, MD, 21230 | $130/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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764 Ramsay St, Baltimore, MD, 21230 | $130/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Baltimore at 764 Ramsay St, Baltimore, MD, 21230 priced at $265,000 converts $1,778/mo rent into $130/mo cash flow after a $1,297/mo obligation. Total monthly income equals $1,778/mo, and annual cash flow totals $1,558/yr on $87,848 invested. Return on cash invested prints 21.68% in year one, and rental yield reads 8.05% against a $265,000 entry. Equity gained on principal adds $1,710/yr, while 5% annual appreciation compiles into $73,215 by year five. Five-year ROI reaches 112.38% and total cumulative return in cash sums $98,727. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,778/mo property income covering a $1,297/mo payment, not borrower’s personal income.

Townhouse

Built in 1900

1,464 sqft lot

$N/A/sqft

No HOA

More details about the property

Beautifully updated 3BR, 2.5BA townhome in sought-after Barre Circle! Three fully finished levels showcase hardwood floors and exposed brick throughout. Gourmet kitchen with granite counters and high-end finishes opens to a private patio, plus enjoy a spacious roof deck for outdoor living. Recent bath renovations and convenient 2nd-floor laundry. Central heating/cooling (natural gas heat, electric A/C & hot water), 200+ amp service, public water/sewer. Ground rent to be verified. Move-in ready with the perfect blend of charm and modern updates!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21230, Baltimore, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	20,297 (100%)
Owner Occupied HU	8,217 (40.5%)
Renter Occupied HU	9,114 (44.9%)
Vacant Housing Units	2,966 (14.6%)
Median Home Value	$366,297
Average Home Value	$389,487