7637 Jefferson StKansas CityMO64114
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 7637 Jefferson St, Kansas City, MO, 64114 in Kansas City: $2,220/mo in rent, $679/mo net, 10.76% gross yield, all on a $247,500 acquisition. The 1.99 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $68,380 in value, and $2,280/yr in principal paydown steadily builds equity. Projected total cumulative return: $137,553.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $679 | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,220 |
| Total Monthly Debt Service | $1,443 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1924
4,394 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64114, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,533 (100%) |
| Owner Occupied HU | 7,398 (59.0%) |
| Renter Occupied HU | 4,295 (34.3%) |
| Vacant Housing Units | 840 ( 6.7%) |
| Median Home Value | $289,018 |
| Average Home Value | $307,679 |
Housing Distribution
Address Breakdown
Residential
12,695
Single Family
10,359
Multi-Family
2,336
Businesses
1,066
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1924
4,394 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64114, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,533 (100%) |
| Owner Occupied HU | 7,398 (59.0%) |
| Renter Occupied HU | 4,295 (34.3%) |
| Vacant Housing Units | 840 ( 6.7%) |
| Median Home Value | $289,018 |
| Average Home Value | $307,679 |
Housing Distribution
Address Breakdown
Residential
12,695
Single Family
10,359
Multi-Family
2,336
Businesses
1,066
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2620756