7636 W Summerdale AveChicagoIL60656
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow7636 W Summerdale Ave, Chicago, IL, 60656 in Chicago is a top-tier cash-flow asset. At $371,000 it produces $3,360/mo in rent and $787/mo in net monthly income, a 10.87% gross rental yield. The DSCR of 2.01 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $9,440. Five-year appreciation adds $102,500, driving a total cumulative return of $192,543.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.1% |
| Monthly Cash Flow | $787 | $850 |
City averages based on Chicago market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,360 |
| Total Monthly Debt Service | $2,426 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1946
4,960 sqft lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1946
4,960 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices