7636 Shawnee Ln APT 101West ChesterOH45069
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 7636 Shawnee Ln APT 101, West Chester, OH, 45069 in West Chester achieves 1.68, rent of $1,426/mo covers the $849/mo payment 1.5x over at $179,000. Rental yield 9.56%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $49,454 over five years, with $1,501/yr in principal reduction bringing total projected return to $63,996.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $(31) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,426 |
| Total Monthly Debt Service | $1,430 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1994
483.52 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45069, West Chester, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,395 (100%) |
| Owner Occupied HU | 15,943 (74.5%) |
| Renter Occupied HU | 4,674 (21.8%) |
| Vacant Housing Units | 778 ( 3.6%) |
| Median Home Value | $360,000 |
| Average Home Value | $394,935 |
Housing Distribution
Address Breakdown
Residential
21,351
Single Family
18,201
Multi-Family
3,150
Businesses
2,168
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
Listed by: Djovid Azizov • Coldwell Banker Realty
Mls Name: Cincy MLS
Mls Provider:
Mls ID: #1898013
