7630 Tomlinson Ave APT L16Cabin JohnMD20818
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt 1.55, 7630 Tomlinson Ave APT L16, Cabin John, MD, 20818 in Cabin John sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 8.37%. The 8.37% yield is backed by 5% annual appreciation projecting $104,959 in value gain, plus $3,499/yr in principal reduction. Total projected cumulative return: $162,621.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.0% |
| Monthly Cash Flow | $(35) | $2,500 |
City averages based on Cabin John market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,650 |
| Total Monthly Debt Service | $2,212 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1954
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20818, Cabin John, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 670 (100%) |
| Owner Occupied HU | 609 (90.9%) |
| Renter Occupied HU | 37 ( 5.5%) |
| Vacant Housing Units | 24 ( 3.6%) |
| Median Home Value | $1,262,336 |
| Average Home Value | $1,310,632 |
Housing Distribution
Address Breakdown
Residential
683
Single Family
654
Multi-Family
29
Businesses
145
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1954
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20818, Cabin John, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 670 (100%) |
| Owner Occupied HU | 609 (90.9%) |
| Renter Occupied HU | 37 ( 5.5%) |
| Vacant Housing Units | 24 ( 3.6%) |
| Median Home Value | $1,262,336 |
| Average Home Value | $1,310,632 |
Housing Distribution
Address Breakdown
Residential
683
Single Family
654
Multi-Family
29
Businesses
145
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gary Durand • CENTURY 21 New Millennium
Mls Name: Bright MLS
Mls ID: #MDMC2216684